Small Business Lending

Start, Grow or Expand Your Small Business with an SBA Loan

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Uses of SBA Loans

Start, expand, or acquire a business

Provide long-term or short-term working capital

Purchase real estate facilities, machinery, equipment, or inventory

Refinance or consolidate existing business debt (certain conditions apply)

Loan Criteria

Loan Terms

7 – 10 years for Working Capital Loans

Up to 10 years for Business Acquisitions, Equipment and/or Multi–Use

Up to 10 years for Owner–Occupied Real Estate Purchases

Loan Benefits

Up to 90% Financing

No Balloon Payments

Longer Repayment Terms and Lower Monthly Payments

Personalized/Relationship–Based Service from the Modern Bank Team

Loan Requirements

Business Must Meet SBA 7(a) Loan Program Eligibility

Personal Guaranty From Each Person with 20% Ownership Equity

Operating Account w/ Modern Bank and Automatic Loan Payment

Loan Fees

SBA Guaranty Fee and Other Closing Costs May Apply

Working With Our Small Business Lending Team

Book a Meeting

Get Started

All You Need to Apply

Loan Checklist
Interims (P&L/Balance Sheet)
Connect with us

Start a conversation with our team and let us help you build

Give us a call 212.323.1100