Emanuel is a Director in Modern Bank’s Commercial & Industrial Lending Team. Before joining Modern Bank, Mr. Ma spent 12 years at Morgan Stanley underwriting and maintaining high-yield loans across a variety of industries including, but not limited to, General Industrials, Business Services, Gaming and REITs. Mr. Ma graduated from New York University with a B.S. in Business with dual concentrations of Finance and Actuarial Science.

As a Director on the C&I Team, Matt is responsible for the sourcing and execution of middle market deals with private equity firms, family offices and other related institutions. Matt has over a decade of experience in middle-market leveraged finance supporting private equity firms’ acquisitions, refinances and recapitalizations.  Before joining Modern Bank, Matt was the head of sponsor originations for First Merchant Bank’s upper-midwest region.  Prior to that, he worked in the underwriting function at Antares Capital and GE Capital where he was responsible for analyzing and structuring first lien, second lien and unitranche debt investments. Matt is a graduate of Boston College and proud native of Buffalo, NY. He is currently based in Chicago, IL.

Arlene Santiago is a Vice President at Modern Bank. She is responsible for growing the Bank’s deposit base and helping with business development. Arlene has over 13 years of experience in the Sales and Marketing sector. She spent over 10 years at JPMorgan Chase in the Private Client Division where she managed relationships, and advised high net worth and commercial clients in the North East region and internationally. During her tenure at JPMorgan Chase she was responsible for originating various banking and asset management products, lending solutions, and investment accounts.

Rose Faleyev is an Associate at Modern Bank. Rose brings 9 years of experience in Private Client Relationship management, where she was responsible for growing the bank’s deposits through acquisition of mass affluent clients.  Prior to joining Modern Bank, Rose was a Premier Client Manager at Flushing Bank managing a $30 million portfolio that she built from scratch at a brand-new retail location.  Joining JPMorgan Chase as a Private Client Banker she continued to advise high net-worth clients with an increased focus on business and investments addressing such matters as cash flow management, lending solutions, and capital preservation. Rose graduated from Baruch College with B.A. in Marketing.

Evan Gregoire is the Director and Head of Modern Bank’s Commercial and Industrial Portfolio Management Team. Before joining Modern Bank, Mr. Gregoire spent six years at Mizuho Bank in credit risk and portfolio management where he underwrote and managed both high-yield and investment grade loans across an array of sectors including TMT, gaming, REITs, power, and utilities. Prior to his time at Mizuho, Mr. Gregoire spent five years at the Royal Bank of Scotland in credit risk and leveraged lending portfolio management.

In his spare time, Mr. Gregoire enjoys attempting to trick fish with his new fly rod, reading a good book, and exploring hiking and running trails across New England.

Mr. Gregoire graduated from Dickinson College with a B.A. in English, and another B.A. in International Business & Management.

Connor is a Director in Modern Bank’s Commercial Markets group. Prior to joining Modern Bank, Connor worked at Deutsche Bank in the Leveraged Finance Credit Risk department where he performed transactional credit analysis and portfolio management duties for the Leveraged Finance Origination team. Connor graduated from Fordham University’s Gabelli School of Business with a B.S. in Finance.

Jode is a Vice President on the Commercial and Industrial Team, managing the Birmingham, Alabama office for Modern Bank, covering the Southeast. Jode has been serving middle-market business owners and investors across a variety of debt and equity engagements for over a decade. Prior to joining Modern Bank, Jode was a Vice President with Founders Advisors, a boutique sell-side M&A firm focused on founder-owned businesses in the lower middle market. Before Founders, he worked as an Associate with Citizens Capital Markets where he supported the origination, structuring, marketing, and execution of institutional leveraged loans and pro rata bank financings for middle market clients (sponsor-backed, private, and public).

Dean Hrozenchik is an Associate of Modern Bank’s Commercial and Industrial Portfolio Management Team. Before joining Modern Bank, Mr. Hrozenchik spent almost three years at MUFG in Corporate Banking Credit where he underwrote and managed both investment grade and high yield loans across an array of sectors including consumer, food and beverage, healthcare, and entertainment finance. Prior to his time at MUFG, Mr. Hrozenchik spent two years at Fitch Ratings for their Non-Bank Financial Institutions team covering aircraft leasing, mortgage REITs, alternative investment managers and other specialty finance companies.

In his spare time, Mr. Hrozenchik enjoys watching movies, following basketball and baseball, graphic design, and social outreach in the form of mentoring underserved high school students.

Mr. Hrozenchik graduated from Baruch College with a B.B.A. in Finance and Investments and was a career preparation fellow from the Management Leadership of Tomorrow.

Tom Sarabok is an Analyst within Modern Bank’s Commercial and Industrial Portfolio Management Team. Before joining Modern Bank, Tom spent two years at First National Bank of Pennsylvania in their Commercial Credit Underwriting group, where he underwrote and reviewed a variety of loan transactions including syndications, direct commercial lending, asset based lending, investment real estate, and business banking loans.

In his free time, Tom loves attempting to do standup comedy (poorly), reading creative nonfiction books about recent historical escapades, following politics, and fishing in the rivers of his native Pennsylvania.

Stephen LaMendola is an Associate in Modern Bank’s Commercial Markets Group. Prior to joining Modern Bank, Stephen was an Associate at Societe Generale focusing on underwriting both Middle Market and Large Corporate credits across various industries for the firm’s equipment finance group. Before joining SocGen, Stephen worked as an Analyst at Amur Equipment Finance where he had dual roles in underwriting high yield Middle Market transactions and also in sell side syndication. Stephen is a graduate of Baruch College with a B.S. in Finance.

Andrew is an Analyst in Modern Bank’s Commercial & Industrial Lending Team. Before joining Modern Bank, Mr. Marra worked as an analyst at UBS in the Leveraged Finance Credit Risk group where he performed fundamental credit analysis for the underwriting and portfolio management of loans to borrowers in the Technology, Media, Telecommunications and FinTech industries. Andrew graduated from Lafayette College with a B.A. in Economics and The College of William and Mary’s Raymond A. Mason School of Business with a M.S. in Business Analytics.